HOW PREPARED ARE YOU TO COMBAT
WEAKENING PURCHASING POWER ?
1. RINGGIT DEPRECIATION
 |
| CIMB .. ringgit could head to RM4.80 |
2. INFLATION due to
- 6% GST
- Subsidy Removals
Prices of Petrol Up, Cooking Oil Up, Sugar Up, Flour Up, Tolls Up
Cost of living gone up many folds.
Value of your bank fixed deposits and savings in EPF diminishing everyday.
STRATEGIES FOR INCOME GROWTH:
1. HEDGE THE RINGGIT
- Invest in Properties ... (beyond the reach of many)
- Foreign Currency Bank Deposits ... (not for small investors and interest rate returns too low)
- Invest Off-shore ... (not for small investors)
- Unit Trust Funds that benefit from Ringgit Volatility
- Minimum investment RM1,000 only, in funds with high foreign exposure
- EPF lately approved funds with more than 30% foreign equity
- Top foreign equity funds that gave 8% to 18% in a 3-months return:
2. DOLLAR COST AVERAGING
... by investing a fixed amount every month to ride the market volatility and increasing as your income increases.
PEACE OF MIND INVESTING METHOD
Strategy: Select 6 funds with different financial year-end
Result: Get increasing monthly income for life without drawing down your assets.
How would you like to have peace of mind, passive investing? No need to understand Rocket Science or have a degree in Financial Planning?
You can start to receive RM800 to RM15,000 a month* starting next month, not in 1 year or 5 to 8 years!
And receive monthly* for life and pass down to your children, without drawing down your assets?
1. Select from these 10 funds that have been giving 8% to 15% per annum returns for the last 10 years;
2. *Select 6 funds with different financial year-ends, that is you time the distributions over one, two, three months;
3. In each fund, invest RM20,000 (total RM120,000) and you will get average RM800 to RM1,500 per month;
4. Invest RM200,000 (total RM1,200,000) in each fund to get average RM8,000 to RM15,000 a month.
5. And Welcome To A World
Of Golden Privileges:
CONCLUSION
Inflation Rate: 2%? 3%? 7%? 12%?
Are your savings/investments returns higher than rate of inflation?
Ringgit Depreciation Rate: 20%? 30%?
Are you hedging your Ringgit?
DISCLAIMER: This is not a solicitation for investment. Prices of units and distribution, if any, may go up or down. If in doubt, please consult a professional adviser.
